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The US Department of Transportation ruled last month that the use of hand-held mobile phones should be banned in commercial motor vehicles. This ruling is now in effect and being enforced in Massachusetts. “Commercial Motor Vehicle” is defined as… (a) motor carriers operating commercial motor vehicles and persons who drive commercial motor vehicles as, for, [...] Read more »
As much as we all hope Hurricane Irene takes another path, we will hope for the best but prepare for the worst. Below, are some precautions that you can take on your own to help better protect your family, your home and its contents: In advance of the storm: Doors and Windows: If your home [...] Read more »
Reminder to Employers: CMS Requires Annual Health Plan Filing and Notice to Medicare Eligible Members Federal law requires that all health plans file with the Centers for Medicare and Medicaid Services (CMS) annually concerning their health plan’s prescription drug benefits. You must disclose whether your prescription benefits are considered “creditable coverage” per the Medicare Modernization [...] Read more »
If you are an outdoor worker, summer is a time to take special precautions against exposure to sun, heat and bug bites. Sun - To protect against the sun’s harmful ultraviolet (UV) rays: Cover up. Wear lightweight, tightly woven clothing that you can’t see through. Use sunscreen. A sun protection factor (SPF) of at least [...] Read more »
As a business owner, there are many things you do to manage risk. Hiring the best employees available and maintaining a safe work environment are paramount. Purchasing insurance protection is another method of protecting your business. Do you engage subcontractors? It is important that you manage the business risk those relationships create. Here are a [...] Read more »
Vehicle accidents are one of the leading causes of workplace fatalities and account for a large number of workplace injuries. Although there are many aspects to fleet safety, outlining company policies, proper driver placement and safe vehicle maintenance are some of the major factors. Here are a few important tips management should discuss with drivers [...] Read more »
Each year, emergencies take their toll on business and industry – in lives and dollars. But something can be done. You can limit injuries and damages and return more quickly to normal operations if you have an emergency action plan in place. Emergency action plans will guide you in assigning responsibilities and procedures when responding [...] Read more »
1. Increase your deductible to the highest level you can afford. 2. Install burglar and fire alarm systems. 3. Don’t rely on your landlord’s insurance. 4. Do a complete inventory of all your business personal property. 5. Review leases with your attorney to make sure they do not place unfair burden on you. 6. Install [...] Read more »
With five of our employees holding leadership roles within the MA Association of Insurance Women ([...] read more >
Sylvia & Company Insurance Agency has always been dedicated to community service and this is exe[...] read more >